Paying for Bariatric Surgery
Do you need to achieve substantial and accelerated weight loss, but feel intimidated by the cost of procedures like gastric sleeve and gastric bypass?
Our Plano, TX, practice can make life-changing bariatric surgery affordable on virtually any budget. You may even be eligible for all-inclusive no-cost surgery through your employer!
We look forward to showing you how we can make all-inclusive bariatric surgery by a leader in the field an easy fit for your budget. Get in touch with us today for the details.
We Accept Several Payment Methods for Weight Loss Surgery
Texas Center for Bariatrics & Advanced Surgery in Plano, TX, accepts insurance and works with popular third-party lenders Prosper and CareCredit®. We also accept Visa and cash payments. Our practice is also proud to work with SurgeryPlus, which gives many employees access to all-inclusive, no-cost weight loss surgery. Under certain circumstances, you may also be able to write off a certain amount of the cost of surgical weight loss on your annual income taxes. We invite you to explore these payment options to determine which is the best way to budget for a procedure that can give you the weight loss results you need.
Your Surgery May Be Completely Covered
NO COST BARIATRIC SURGERY
Through Employer Direct Healthcare's Surgery Plus
SurgeryPlus is a supplemental benefit many employers provide to their workforce, giving them access to non-emergency surgeries (such as weight loss surgery) by a highly vetted network of surgeons, including Dr. Joe Cribbins and Dr. Edmund Chen.
These benefits can allow employees to take advantage of an all-inclusive weight loss surgery with no copays, no deductibles, and travel accommodations for patient and guest covered if traveling from out of state to name a few of the benefits.
There are a number of corporations, including American Airlines, State Farm, and Home Depot, that provide these benefits to their employees. Most employees don't know they have this benefit. If you are unsure whether your employer provides Surgery Plus benefits, get in touch with your human resources department, or reach out to our office. Our bariatric surgeon's office in Plano, TX, is eager to help you explore every possible means of making weight loss surgery a fit for your budget.
Does Insurance Cover Bariatric Surgery?
Texas Center for Bariatrics & Advanced Surgery accepts most major health care insurance for bariatric surgery.
Insurance carriers are not required to cover bariatric surgery in Texas. Among those that do cover surgical weight loss, each one provides a different amount of coverage. Some will only cover certain types of weight loss surgery, and requirements vary from one provider to another. Before they will cover a procedure, most insurance companies also require meeting certain criteria such as a body mass index (BMI) of 40 or above, or a BMI of 35 or above with at least one obesity-related comorbidity, such as high blood pressure or type 2 diabetes. Some require records of having taken part in a weight loss program under a doctor's supervision for a period of six months or longer before they will cover a procedure.
Understanding the requirements set forth by your insurance company is rarely simple, but the experienced staff at Texas Center for Bariatrics & Advanced Surgery in Plano, TX, is here to help.
We will be glad to speak to your provider on your behalf to determine exactly which weight loss procedures qualify for coverage, as well as the requirements. We can also help you maximize your weight loss surgery coverage.
"I surpassed my goal weight by 20 lbs!!!" Read Our Patients' 5-Star Reviews
Elizabeth Cavanagh
Plano, TX
2024
I continue to be completely happy with the care, professionalism, support, and experience of Drs. Chen & Cribbins, and the whole team. They are supportive, respond quickly to calls & emails, and I feel I would not have had the success I have had on this journey without them. I cannot recommend this practice highly enough.
View on GoogleDian Stanley
Plano, TX
2024
OMG!! Dr. Chen, the medical staff and Marty were exceptional. All my questions were answered and my expectations were met. I felt at ease, comfortable and left with feelings of knowledge and self-worth. I'm so glad I chose Texas Bariatric. Thank you.
View on GoogleFinancing Your Surgery
A Third-Party Lender That Can Help You
Afford Surgical Weight Loss
Whether you qualify for partial coverage of your bariatric surgery through your insurance provider, or you are planning to pay for surgical weight loss entirely out-of-pocket, CareCredit® and Cherry can make the financial obligation highly affordable.
These popular third-party lenders provide both low-interest and interest-free payment plans based on your credit score and other factors. CareCredit and Cherry has helped millions of Americans budget for medical care that would be otherwise unaffordable.
During a consultation, the staff at our Plano, TX, office can help you explore this option and determine if it is the best way to put the bariatric surgery you need within reach.
Flexible Financing with Cherry – Now Available!
At Texas Center for Bariatrics & Advanced Surgery, we believe access to life-changing care shouldn’t be limited by finances. That’s why we’re excited to offer flexible payment options through Cherry — a fast, simple, and patient-friendly financing solution designed to make your journey easier.
Why Patients Love Cherry Financing:
- ✅ Fast, Free Preview: Instantly see your payment options without committing or impacting your credit.
- ✅ Better Terms: Enjoy transparent, budget-friendly plans — including true 0% APR options.
- ✅ No Hard Credit Check: Apply with confidence. Cherry only performs a soft credit check, so there’s no impact on your score.
- ✅ Instant Approval: Get approved on the spot and start your journey without delay.
Whether you're planning your first bariatric consultation or preparing for surgery, Cherry gives you the freedom to choose a payment plan that works for you — so you can focus on your health, not the bill
Using Tax Credits To Pay for Bariatric Surgery
If you don't qualify for insurance coverage of bariatric surgery such as gastric sleeve or gastric bypass, you may be able to write off a significant portion of bariatric surgery expenses on your annual tax return. This can apply to surgery for yourself, your spouse, or your dependents during a taxable year. These are the basic requirements:
- The expenses were not offset by insurance coverage or any other source.
- The expenses exceed 7.5 percent of your adjusted gross income for the year.
- You itemize deductions rather than taking the standard deduction.
If you work with a tax pro, get in touch with them to learn more about how this option can help make bariatric surgery affordable for yourself or a loved one.
Why Patients Invest in Our Care
Bariatric surgery has quickly become a life-saving solution for millions who have struggled with obesity. It is more widely available than ever before, but it is important to understand that quality of care is not the same at every practice. These are just a few reasons why so many patients turn to Texas Center for Bariatrics & Advanced Surgery in Plano when it's time to make a substantial positive change in their lives:
World-Class Physicians
Our outstanding Plano team is led by Dr. Cribbins, who has performed more than 16,000 bariatric surgeries since 2012. He has specialized in ultra minimally invasive da Vinci surgery since that time and strives to perfect the "Art of Bariatrics" as a Master Bariatric Surgeon.
He has been the Medical Director of the Metabolic and Bariatric Surgery Committee program at Texas Health Presbyterian Hospital Plano for more than 15 consecutive years. D Magazine named him among the region's "Best Doctors" for bariatric surgery for more than 10 years, and the "Best Doctor in Collin County" for more than 10 years. Texas Monthly Magazine also named him a "Texas Super Doctor."
The Very Latest Technology
Our practice uses the da Vinci Xi® and da Vinci 5 surgical system to provide robotic-assisted bariatric surgery that is minimally invasive and incredibly precise. This not only minimizes the risks associated with bariatric surgery, but also puts you on track to a faster recovery with much less scarring than other methods. Technology like this is instrumental in helping patients overcome obesity and safely achieve sustainable weight loss.
Fully Customized Treatment
As our patient, your health is our focus. You can depend on our team to develop a treatment plan based entirely on the amount of weight you need to lose, your medical history, and other factors. We will listen to you and provide the patient education you need and deserve in order to make the most of the life-changing results of advanced bariatric surgery.
"He was so kind to me."
Mayrion Washington
Plano, TX
2024
Words cannot say how happy I am with the services of Texas Center of Bariatrics. Dr. Patel is amazing. Working on my doctorate degree and business was stressful. I needed help and they came through. I am so happy and would recommend them to anyone. You won’t be disappointed!!!!
View on GoogleMakala Staicer
Plano, TX
2024
I was very nervous about my appointment with Dr. Joe to discuss a possible revision to my gastric sleeve. I had a terrible experience with my previous bariatric surgeon and so I had my reservations about meeting with another one. When Dr. Joe walked in he was so cheerful and put me and ease immediately. He was so kind to me even though I was so embarrassed and ashamed to be asking for a revision surgery due to weight regain. He didn't make me feel guilty or put me down. I'm so thankful for Dr. Joe and am looking forward to continuing to work with him and his team.
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